Rates & Insurance

WHAT THEY'RE NOT TELLING YOU
ABOUT USING INSURANCE

TOP RATED RELATIONSHIP SPECIALIST

PLEASE READ IF YOU ARE CONSIDERING USING HEALTH INSURANCE:

Insurance companies require a diagnosis to pay for your session.

If you're lucky, they'll accept a soft diagnosis. Something like "Adjustment Disorder" which is temporary and non-threatening. But many insurance companies are on to that trick. They refuse to reimburse for "softer diagnoses", and require more severe diagnoses to pay for your sessions. Even common experiences like "Depression" go into your permanent record. You might not think this matters for you. However, if you ever have to buy insurance for yourself and family (health or life) it might matter a great deal,  and can make the difference between getting preferred coverage, or none at all.

The even harsher reality? Couples relationship issues or "just having a hard time" are things that are often NOT covered. Which means that your therapist will have to slap at least one of you with a diagnosis just to get you coverage.
 
Your insurance company decides what treatment the therapist is allowed to give you.

This one is the scariest of all. In addition to limiting what can be treated, they limit how you can be treated.  Some insurers even require that your therapist spend time on the phone with a bill "pre-authorizer" justifying their treatment goals, and planned interventions before they can even treat you; before the insurer will approve any payment.

This means, you might not get the best care. You might not be allowed to receive therapeutic interventions that I know will be helpful. If it doesn't fit the decision tree of the insurer, then it doesn't need to be paid for.

 
Good and experienced therapists rarely take insurance.

I'm not saying that there are NO good therapists in managed care. Not at all. But I am saying that simple supply and demand apply here.

The truth of the matter is clients who come for marriage coaching or relationship coaching are nearly always normal people who tend to be stuck in their relationship problems, who want to learn how to create a happy marriage or partnership.  Some have a good relationship they want to deepen. Others have a growing or major rupture in their relationship.
 
I do have some people who think their partner is 'crazy', but that's a different story!
 
I do not view most of my clients as having a disorder and I do not want them viewing themselves or their partner that way. Most often it is not true and that view of self or other only promotes feelings of helplessness. It is also illegal and unethical for therapists to report to insurance that you have a mental disorder when they believe you do not...
 
. . . .therefore as a certified relationship specialist I do not participate in HMO / PPO plans and do not accept insurance.



My Fees

Couples coaching or marriage coaching is inexpensive in comparison to what it costs you to lose the person you love and your family.
Let me give you the best chance to stay together happily.


For Individuals or Couples:

Fees range from $150 to $200 depending length of overall sessions and approach.

Package discount rates are available for my  Signature 10-Week Program

 
Need Financial Assistance?  What can you do?
 
I understand that it may be financially difficult for some to utilize self-pay coaching services. If you feel you cannot afford my full fee I offer two options:


  1. Sliding scale fee:  based on your combined gross income of $60,000 or less.  In order for me to verify your income, you must provide proof of income (recent pay stubs or previous year tax return). 

    The sliding fee program allows me to reduce or "slide" the fees slightly for my services. You can apply for the program if you need assistance to help you pay for your sessions.

    We can discuss this fee scale when you come in for your first free 30-minute consultation. 


  2. Next-to-nothing fee: be part of my on-going couples coach training program. All you have to do is agree to allow me to video tape all of your coaching sessions. The recordings will be used for the sole purpose of educating trainees at the Institute for Couples Coaching (my sister company).

    I only accept one couple per quarter into this program. We can discuss this next-to-nothing fee and see if you qualify when you come in for your first free 30-minute consultation.  


  3. Financing: financing your sessions is another option. If you qualify you may be able to finance your sessions, interest free for six months, through PayPal Credit.
 

 
 

For more questions,  set up a complementary session! 

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